TDSR uses a 55% threshold and MSR uses a 30% threshold for properties where MSR applies. This is a simplified guide and does not capture every bank or MAS assessment detail.
Property Planning
Property Calculators
Quick, indicative checks for financing comfort, monthly repayment, and Singapore residential stamp duties before you shortlist a project.
Weekly Update
Interest Rate References
These are working assumptions for illustrations. They can be refreshed weekly without touching the calculator formulas.
Current Inputs
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Calculators
Choose What You Want To Check
Use these as a first-pass guide before getting formal advice from a bank, conveyancing lawyer, IRAS, CPF Board or MAS resources.
For joint purchases, ABSD may depend on the profile with the highest applicable rate. Always verify with IRAS before making decisions.
SSD can depend on acquisition date, disposal date, property type and exemptions. Treat this only as a quick indication.
Use Cases
What These Calculators Help With
Budget Comfort
Check a monthly repayment against your income before you view a unit.
Cash Planning
Estimate stamp duties and downpayment so your first number is not too optimistic.
Weekly Assumptions
Refresh interest rates regularly so discussions stay close to current lending conditions.
Disclaimer
Important Notes
These calculators are provided for general illustration only. They are not financial advice, tax advice, legal advice, loan approval, or a recommendation to buy, sell, lease or invest in any property.
- Interest rates, lending rules, CPF usage rules, stamp-duty rates and project details may change without notice.
- Actual loan eligibility depends on each bank's assessment, credit profile, income type, age, tenure, property type and prevailing regulations.
- Before acting, verify figures with IRAS, MAS, CPF Board, your bank, your lawyer and your property adviser.